In markets where borrowing has become the norm, many people do not know the array of other financial options available to them. As a result, we’ve seen a sharp increase in the number of digital loans being taken out by people who have jobs and are earning money every day. So, we thought we’d give you an insight into one of your options. Zuberi.

1. Zuberi is an instant transfer and not a loan.

With Zuberi, there are no interest fees, no late fees, and no penalties. Just a one-time, transparent transaction fee. You can access your salary at any time of the day, as many times as you want depending on the number of days you have worked. At the end of the month, you’ll get paid your usual salary minus the amount you’ve withdrawn from our app.

Think about it, every month, we work between 20–25 (sometimes more) days but only receive our salary once a month. This means that we are actually loaning our employer interest-free money on the days we’ve worked.

Accessing money from digital lending apps has never been easier. You can download an app today, with no collateral and there’s a good chance you’ll be “awarded” money instantly into your mobile money wallet. The problem comes when it’s time to pay up. You’re instantly hit with high-interest rates and harassed via SMS and some digital lending apps are even known to call your friends looking for your money — How embarrassing! Ok, moving on swiftly….

2. You can rely on Zuberi whenever you want it.

We’ve already spoken to your employer, so we trust you and value the time you’ve put in at work. So we’ve made funds available to you at all times via our mobile application.

As we all know, there are always several unplanned expenses that arise during the month and sometimes, they can catch us off guard. We find ourselves in a position where, although we are working and earning money, we actually don’t have the physical cash to fund those unplanned events.

With Zuberi, a few simple taps on your mobile app, and money will enter your bank account or mobile money wallet instantly. Before long, You’ll notice that you’ll start to become more independent and financially flexible.

3. Build your financial footprint

As you repeatedly use our app, we keep a history of all your transactions to form a health score which hopefully increases every month. With this health score, we’ll make ourselves available in the future to other institutions who want to know if they can trust you — With the help of Zuberi, we hope we can vouch for you every time!

We’d love to hear from you and any ideas have to help us improve our beta product. Chat with us on Twitter (@tryzuberi) or email us (hello@zuberipay.com) us directly. If you’re a business owner, join the business waitlist to ensure your company is part of our private beta.